Everything You Need to Know about the Closing Process
Closing on a property can feel overwhelming—but it doesn’t have to be. At Writ Global, we break the process down into 8 clear steps so you always know what’s next. From contract to keys, we guide you through each stage with transparency and support.
Curious about your closing costs?
Use our easy-to-use Closing Cost Calculator, powered by The Hawes Law Firm, to get a quick estimate tailored to your transaction. It's a helpful first step toward planning your next move with confidence.
1. Choose the Right Real Estate Agent
Buyer:
Choosing the right agent is your first big step. Find someone who knows your market and can guide you through the home-buying journey with your best interests in mind.
Seller:
A knowledgeable agent helps price your home strategically, markets it effectively, and manages negotiations. Choose someone who communicates clearly and understands your goals.
Agent:
They chose you! Start building trust by understanding your client’s needs. Whether buying or selling, your guidance sets the tone for a smooth experience.
2. Get Pre-Approved by a Lender
Buyer:
Getting pre-approved helps you understand your budget and shows sellers you're serious. It’s a crucial step before house hunting begins.
Seller:
While this step is for the buyer, it impacts your sale. Ensure the buyer’s pre-approval is solid before accepting an offer.
Agent:
For buyer clients, encourage early pre-approval. For sellers, help vet offers to confirm buyers are financially qualified.
3. Start the Search or Prep Your Listing
Buyer:
Now the fun begins. Tour homes, ask questions, and lean on your agent to help you spot the right fit—inside and out.
Seller:
Get your home ready to show. Clean, declutter, and make small updates that add value. Your agent can help with staging and listing strategy.
Agent:
Guide buyers through showings and educate sellers on market trends, pricing, and listing timelines to drive interest.
4. Go Under Contract
Buyer:
Once your offer is accepted, you’ll sign a binding contract. This outlines key terms like price, deadlines, and responsibilities for both sides.
Seller:
Review the contract carefully with your agent. Understand your obligations and timelines—especially for repairs and closing deadlines.
Agent:
Facilitate negotiations and ensure both parties understand the binding agreement. Keep the timeline organized from day one.
5. Navigate Due Diligence
Buyer:
This is your chance to inspect the home and gather details before committing. Use this time to ask for repairs or renegotiate if needed.
Seller:
Prepare for inspections by addressing minor repairs upfront. Be responsive to requests and negotiate in good faith.
Agent:
Help buyers understand inspection results. Advise sellers on what’s reasonable to address while keeping the deal on track!
6. Get the “Clear to Close”
Buyer:
Once all documents are in and approved, your lender will issue a “clear to close.” That means you’re ready to sign and finalize your purchase.
Seller:
During this time, make final move-out arrangements and ensure agreed-upon repairs are completed.
Agent:
Confirm all lender, title, and attorney documents are in place. Communicate closing details and ensure everyone is ready for the final step.
7. Attend Closing Day
Buyer:
Time to sign the paperwork and get the keys! You’ll meet with your attorney to review and finalize everything—don’t forget your ID and certified funds. Funds should be sent at least 24hrs prior to closing, bring your wire confirmation to closing!
Seller:
You’ll sign over the deed and receive your funds. Be prepared to bring keys, garage remotes, and any final paperwork.
Agent:
Support your client through the final handoff. Verify all documents are signed, funds are transferred, and keys are exchanged.
8. Handle Post-Closing Details
Buyer:
After closing, be sure to set up utilities, change your address, and store your documents. Don’t forget to Apply for Homestead Exemption - more information below.
Seller:
Make sure your name is removed from utilities and confirm final payouts have been deposited. Consider speaking with your CPA/Accountant about Capital Gains Taxes. You may still receive a tax bill related to the home sold, don’t fret, pass this along to your new buyer.
Agent:
Follow up with your client to ensure they feel supported—and to encourage future referrals.
*The information in this site is provided solely for informational purposes and should not be construed as any type of legal advice.
Homestead Exemption
If you bought a home recently and live in it as your main residence, you may qualify for the Homestead Exemption. This exemption helps lower your property tax bill. To qualify, you must own and live in the home and apply by April 1st. Late applications will apply to the next year instead. Once your exemption is approved, it stays in place unless you sell the home or move. You don’t need to reapply every year as long as you still live in the home and own it.
You’ll likely need the following documents to apply:
Georgia driver's license with your new address
Recorded deed (usually sent within 4-6weeks after closing - if unable to locate it please send me an email requesting it)
Trust documents if the home is in a trust
Income proof or tax returns (for senior or special exemptions)
Social Security numbers for you and your spouse
Vehicle registrations for all cars at your new address
Always check with your county tax assessor’s office for exact requirements.
(Click the Link Below for your County)